Associate - Moody’s Local

**The Role**
Provide credit analysis in the form of discrete pieces of analytical work. The Associate Moody’s Local will work on more complex and higher profile analysis and will form a holistic view on certain credits in preparation for Associate Analyst role.

The Associate role provides an opportunity to make a significant contribution to the success of Lead Analyst teams in Moody’s Local, by providing a range of analytical support services that contributes to the overall credit analysis function performed by these teams.

This role will focus primarily on one sector, and there is potential for cross-training in supporting varying asset classes and methodologies, in other sectors, as part of career progression.

The Associate position provides a unique opportunity to foster skills that are valuable to any future career in the financial services industry. This will be an internally facing role supporting lead analysts.

**Key Responsibilities**
- Perform preliminary credit analysis to support ratings, research, analytical outreach and presentations, following guidance provided by team lead. Examples of analytical work include:

- Preparing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial models and forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
- Interpret and analyze financials to perform the preliminary credit analysis.
- Demonstrate the ability to understand and identify key factors that affect issuer credit ratings under full supervision and guidance lead analyst.
- Support credit monitoring/surveillance of issuers by e.g. preparing data for surveillance, periodically updating preliminary components of analysis and initiating/escalating deeper credit reviews when necessary.
- Perform certain routine administrative and other ad hoc credit-related tasks as directed by the direct supervisor.
- Work as a team with other associates, associate analysts, and lead analysts in Moody’s local under overall supervision of the direct manager.
- Minimum undergraduate/ first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications).
- Good Accounting background (e.g., through coursework, CFA (or equivalent), or relevant work experience).
- Demonstrates intermediate knowledge of MS Excel, Word and PowerPoint.
- Solid verbal, written communication, and interpersonal skills in Spanish.
- Ability to adapt to a changing environment and prioritize tasks accordingly.
- English speaking and writing capabilities are a plus.
- Ability to adapt to a changing environment and prioritize tasks accordingly.

Moody’s Local

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Moody’s Investors Service is among the world’s most respected and widely utilized sources for credit ratings and research. Our opinions and analysis on a broad range of credit obligors and obligations are valued around the world for their insight and rigor.

At MIS, our workplace culture supports our mission to be the Agency of Choice for our customers, employees and future employees. Our Culture focuses on Excellence and embodies behavioral qualities such as Integrity, Responsiveness, Collaboration, Respect and Passion. Our people are our core asset and we look beyond outcomes to ensure that behaviors and interactions matter.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet