Senior Credit Risk Manager
hace 1 mes
The Senior Credit Risk Manager will be responsible for overseeing credit risk and bad debt control for Lenovo's business in Latin America Spanish-speaking countries. This role requires a thorough understanding of credit worthiness assessments, credit decision-making, and risk mitigation strategies.
Key Responsibilities:- Develop and implement credit risk management strategies to minimize exposure.
- Conduct thorough credit assessments on customers, including credit limit determination, credit rating evaluation, and payment term negotiation.
- Make informed credit decisions and provide recommendations to stakeholders.
- Manage collateral and credit insurance to mitigate risk.
- Regularly review credit facilities and risk portfolios, identifying areas for optimization and improvement.
- Engage with internal sales, finance, and operations teams, as well as external partners like banks and insurers.
- Stay up-to-date on macroeconomic trends, sovereign risks, and industry developments, providing insights and risk alerts to stakeholders.
- Masters degree in finance or accounting-related fields.
- Proven experience in credit risk management, preferably in a multinational environment.
- Detailed financial analysis skills, with proficiency in MS Office and SAP.
- Fluent English and Spanish language skills, with strong communication and negotiation abilities.
- Self-motivated team player with excellent problem-solving skills.
We offer a competitive salary, estimated at $80,000 per annum, based on the location and job requirements. Additional benefits include comprehensive health insurance, retirement plans, and opportunities for professional growth and development.
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