Business Finance Credit Manager

hace 5 meses


Buenos Aires, Argentina Dow A tiempo completo

At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.

Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration. If you’re looking for a challenge and meaningful role, you’re in the right place.

About you and this role - What you would do in this role

Dow has an exciting opportunity for a Business Finance Credit Manager. This position can be performed at Dow locations in Mexico City, Mexico; Buenos Aires, Argentina; or Sao Paulo, Brazil. In this role, you will manage the credit risk and trade accounts receivable within the Industrial Intermediates and Infrastructure segment. The Business Finance Credit Manager will ensure the proper implementation and oversight of Dow’s credit policy. This person will also optimize the credit risk/business reward balance, protects and enhances the company’s cash flow (Managing Working Capital), ensures prompt turnover of receivables, minimizes bad debt losses, contributes to long term customer satisfaction, and supports the company’s financial and business objectives including internal controls. You will provide financial reporting, analysis, forecasting, and metric development for the business, and advise management in areas of focus and corrective actions as needed. The results of this financial reporting and analysis will be used by senior management to make business decisions and interventions based on financial performance indicators.

**Responsibilities**:
- Provides overall responsibility, supervision, and management of credit risk for a number of business and/or country business portfolios and manages and directs the credit risk of a portfolio of customers’ trade receivables, consistent with Dow’s credit risk management strategy.- Meets account receivable objectives and goals (i.e. DSO, Percent Current, Collections, etc.) and develops the credit strategy and action plans to anticipate business needs and credit requirements for the portfolio.- Meets regularly with business partners to discuss and review the requirements, status, and action plans. Interfaces directly with customers, commercial team and other internal stakeholders including commercial leadership.- Interprets internal and external business challenges to devise strategies to evaluate credit risk and establishes credit limits and payment terms to customers including the global coordination and implementation of corporate accounts.- Implements credit risk mitigating structures/credit enhancements to support credit limits by using traditional credit risk management instruments (such as guarantees, collaterals, letter of credits, etc.) and other innovative techniques (such as credit derivatives, securitization of receivables, trade finance operations, etc.).- Evaluates and determines the bad debt reserve requirements and initiates requests for write off of doubtful accounts by assessing the likelihood of payment default (bad debt reserve) and ensuring that all feasible collection efforts are taken (write-offs).- Supervises performance of routine collections and resolution of customer’s discrepancies (Payment Receipt and Handling Process) and takes the lead role and ownership were determined necessary by the risk assessment or during the routine collection stage at any time if deemed appropriate.- Impacts the achievement of customer and operational objectives by providing insightful differentiated financial services and consultation to these customers on complex issues, including financial support based on the customer’s risk assessment and business strategy.- Leads projects with moderate resource requirements, risk, and complexity.- Create, update, and maintain financial reports and scorecards.- Provide financial reporting and analysis for business decision making.- Participate in monthly and quarterly reporting and analysis activities.

**Qualifications**:
- Bachelor’s degree in finance, economy, engineering or similar,- 5 years of experience in the related field.- Intermediate in Spanish Language Skills.- Advanced in English Language Skills.- Intermediate in Portuguese Language Skills.- Analytical Skills.- Works under high demand.- Negotiation Skills.- Interpersonal Skills.

Preferred Qualifications- MBA- CFA

Additional notes- We do not offer Visa Support or Domestic/International relocation support for jobs like this.- Please do not forget to attach your Curriculum.

Benefits - What Dow offers you

We invest in you.

Dow invests in total rewards programs to help you manage all aspects of you: your pay, your health, you


  • LAS Credit Manager

    hace 5 meses


    Buenos Aires, Argentina Lenovo A tiempo completo

    Description and Requirements LAS Credit Manager (Base location: Buenos Aires, Argentina) Key responsibilities: Overall credit risk and bad debt control for Lenovo all BGs business in Latin America Spanish speaking countries. Conduct thorough credit worthiness assessment on credit customers. Make credit decisions and credit solution...


  • Buenos Aires, Argentina Gas Power Finance A tiempo completo

    **Job Description Summary**: **Job Description **Summary**: Looking to make a **global impact** and solve problems? Through relentless innovation and continuous collaboration with our customers, GE Gas Power, part of GE Vernova, is providing more advanced, cleaner, and efficient power that people depend on today and building the energy technologies of the...

  • Finance Manager

    hace 5 meses


    Buenos Aires, Argentina Amcor A tiempo completo

    **Job Tittle: Finance Manager** **Reports to**: General Country Manager **Direct Reports**: FP&A Supervisor Accounting & Tax Supervisor Credit and Collections and Treasury Supervisor **Location**: Martinez, Buenos Aires. **Overview of the job** - Business partner to the company leadership team and recommending commercial and operational improvements. -...


  • Buenos Aires, Argentina Atlas Copco Airpower N.V. A tiempo completo

    Financial Leadership Role at Atlas Copco Airpower N.V.We are seeking a seasoned financial professional to lead our finance, accounting, and credit functions. As a key member of our team, you will be responsible for providing proactive leadership in financial management systems, reporting, tax planning, budgeting, forecasting, and strategic planning.Key...


  • Buenos Aires, Argentina Atlas Copco Airpower N.V. A tiempo completo

    About Atlas Copco Airpower N.V.We are a leading provider of innovative solutions for various industries, including electronics, medical research, renewable energy, food production, and infrastructure.Our MissionOur mission is to lead the finance, accounting, and credit functions within the organization, providing proactive leadership for financial management...


  • Buenos Aires, Argentina EcoLab A tiempo completo

    **Ecolab**, the global leader in water, hygiene and infection prevention solutions and services, is seeking a skilled** Credit & Collections Manager **to join the company's Global Business Services. The position requires an experienced professional, with outstanding interpersonal skills, and customer orientation. **Main responsibilities**: - Accountable...


  • Buenos Aires, Argentina Mastercard A tiempo completo

    Our Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...


  • Buenos Aires, Argentina Mastercard A tiempo completo

    Our Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...


  • Buenos Aires, Argentina Thomson Reuters A tiempo completo

    **Manager, Finance Business Partner** **Overview** - Responsible for a broad range of finance related responsibilities and acts as a finance generalist for Argentina, Chile, and Uruguay. - Activities include deal management, short/long-term planning, contract management, pricing and product management **Responsibilities** - Build financial models using...


  • Buenos Aires, Argentina Thomson Reuters A tiempo completo

    **Job Description**: **Manager, Finance Business Partner** **Overview** - Responsible for a broad range of finance related responsibilities and acts as a finance generalist for Argentina, Chile, and Uruguay. - Activities include deal management, short/long-term planning, contract management, pricing and product management **Responsibilities** - Build...


  • Buenos Aires, Argentina JPMorgan Chase & Co. A tiempo completo

    Job summary As an associate, you will support the broad program, project & process agendas of the Corporate & INvestment Banking Finance and Business Management Global Program Management group. Our group supports a mixture of projects related to Finance, Risk and Operational processes and Regulatory changes across multiple businesses and functions in the...


  • Buenos Aires, Buenos Aires C.F., Argentina Lenovo A tiempo completo

    Job SummaryLenovo seeks a seasoned credit risk management professional to oversee credit risk and bad debt control for all business groups in Latin America Spanish speaking countries.Key ResponsibilitiesConduct thorough credit assessments on customers to inform credit decisions and recommendations.Develop and implement strategies to mitigate risk exposure,...

  • Credit Director/manager

    hace 1 semana


    Buenos Aires, Argentina Worldpay A tiempo completo

    Are you ready to write your next chapter? Make your mark at one of the biggest names in payments. With proven technology, we process the largest volume of payments in the world, driving the global economy every day. When you join Worldpay, you join a global community of experts and changemakers, working to reinvent an industry by constantly evolving how we...


  • Buenos Aires, Argentina World Business Lenders, LLC A tiempo completo

    About World Business LendersWorld Business Lenders (WBL) is a U.S.-based company that provides general purpose short-term real estate collateralized commercial loans to small and medium-sized businesses throughout the United States. Our 100% remote workforce enables us to serve a broad customer base effectively.Job Description:We are seeking an experienced...

  • Finance Manager

    hace 4 meses


    Buenos Aires, Argentina Amgen A tiempo completo

    **HOW MIGHT YOU DEFY IMAGINATION?** If you feel like you’re part of something bigger, it’s because you are. At Amgen, our shared mission—to serve patients—drives all that we do. It is key to our becoming one of the world’s leading biotechnology companies. We are global collaborators who achieve together—researching, manufacturing, and delivering...


  • Buenos Aires, Argentina 11002 Citibank, N.A. Argentina A tiempo completo

    Job Title: Senior Credit Risk ManagerCiti is seeking a highly skilled Senior Credit Risk Manager to join our Institutional Credit Management (ICM) team in the Latam South Cluster. As a key member of our team, you will be responsible for underwriting activities, credit risk management, and monitoring across all ICG wholesale credit businesses.Key...


  • Buenos Aires, Argentina Orange Business A tiempo completo

    **About the role**: About the role The Account Manager drives growth in revenue, margin and the number of services/solutions by increasing customer satisfaction and developing strategic relationships to align solutions to customer's Business and IT initiatives; develop and manage the professionalism, best practices and deliverables for each member of the...


  • Buenos Aires, Argentina 11002 Citibank, N.A. Argentina A tiempo completo

    Job SummaryCiti is seeking a highly skilled Credit Underwriter to join our Institutional Credit Management (ICM) team in the Latam South Cluster. As a key member of our team, you will be responsible for underwriting activities, including credit analysis, risk assessment, and approval of credit facilities.Key ResponsibilitiesExecute underwriting activities,...


  • Buenos Aires, Argentina 11002 Citibank, N.A. Argentina A tiempo completo

    Job SummaryCiti is seeking a highly skilled Credit Underwriter to join our Institutional Credit Management (ICM) team in the South Cluster. As a key member of our team, you will be responsible for underwriting activities, including credit analysis, risk assessment, and approval of credit facilities.Key ResponsibilitiesExecute underwriting activities, aligned...

  • Sr Manager, Finance

    hace 5 meses


    Buenos Aires, Argentina Thermo Fisher Scientific A tiempo completo

    **Work Schedule** Standard (Mon-Fri) **Environmental Conditions** Office **Position Summary**: The Senior Manager Finance position will be an integral member of the Latin Americas Clinical Trials Team, as well as the Americas Finance Leadership team. The Senior Finance Manager will lead the financial planning and analysis activities, as well as...