Credit Manager
hace 2 semanas
Credit Manager (Policy) – Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products – including spending, saving, investing, exchanging, travelling, and more – help our 65+ million customers get more from their money every day. About The Role The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer‑facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward‑thinking solutions tailored to each region. We are looking for a Credit Manager to design credit risk policies, procedures, and strategies for our retail lending features, manage the validation of the underwriting strategy, and lead the charge for preventative and reactive actions to the market and product offering. What You’ll Be Doing Developing account‑level valuation and credit underwriting policies using NPV frameworks to improve portfolio‑level economic returns. Making data‑driven decisions with a special focus on marginal decision‑making. Managing credit limits, risk‑based pricing, retention strategies, over‑limit policies, etc. Adjusting risk return requirements and managing/adjusting portfolio returns as new data comes to light. Supporting the annual budget, forecast, and planning processes, from concept to delivery. Tracking, communicating, and drawing insights from performance of ongoing initiatives, while staying on top of credit KPIs through intensive monitoring. Identifying operational inefficiencies and managing the implementation of small‑scale change within the Credit department. Ensuring approval and good rating of first‑line credit risk function from second line, third line, and regulators. What You’ll Need Experience managing the risk cycle for retail credit products, like credit cards, unsecured personal loans, etc. A bachelor's degree from a top university in a quantitative/analytical field, such as engineering, statistics, physics, maths, economics, or management. A solid understanding of credit policy governance frameworks to work through 2nd/3rd line of defence in a competent manner. A track record of delivering excellent results that exceed requirements. Forward‑thinking to plan appropriately, meet multiple objectives, and proactively identify/resolve issues. Knowledge of credit and behavioural scoring models, especially for retail credit products. The ability to explain complex concepts in a clear, simple manner. Understanding the value of speed to market and balancing between elegant problem‑solving and business needs. Nice to Have A master’s degree. Excellent working knowledge of SQL, R, Python, and/or other data analysis tools. A willingness to learn new technology to help the business scale. Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team. Seniority level: Mid‑Senior levelEmployment type: Full‑timeJob function: Finance and Sales #J-18808-Ljbffr
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Argentina Solventa A tiempo completoSomos una Fintech internacional de créditos 100% online, facilitamos digitalmente los servicios financieros para que todos nuestros clientes puedan acceder a ellos. Con uso de la tecnología de inteligencia artificial logramos una gestión fácil y de calidad. En este momento nos encontramos ampliando nuestro equipo de Marketing digital con la...
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Argentina Solventa A tiempo completoSomos una Fintech internacional de créditos 100% online, facilitamos digitalmente los servicios financieros para que todos nuestros clientes puedan acceder a ellos. Con uso de la tecnología de inteligencia artificial logramos una gestión fácil y de calidad. En este momento nos encontramos ampliando nuestro equipo de Marketing digital con la...
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hace 2 horas
, , Argentina Revolut A tiempo completoJoin to apply for the Regulatory Compliance Manager role at Revolut. About Revolut People deserve more from their money. More visibility, control and freedom. Since 2015, Revolut has delivered just that with a powerhouse of products – spending, saving, investing, exchanging, travelling and more – helping 65+ million customers get more from their money...
