Lead SAP S/4HANA Credit Management Consultant

We are looking for a Lead SAP S/4HANA Credit Management Consultant to drive end-to-end Credit Management delivery across a global S/4HANA landscape. You will lead functional design, configuration, and rollout while partnering with stakeholders, architects, and delivery teams across O2C, Credit Risk, and Credit Scoring. Bring your expertise.

Responsibilities

• Drive the functional design and delivery of SAP S/4HANA Credit Management / FSCM Credit Management
• Own the Credit Management solution design and align it to the broader Order-to-Cash (O2C) architecture and business processes
• Facilitate stakeholder workshops to capture credit policies, risk-management requirements, and market-specific needs
• Translate business requirements into SAP functional designs, configuration activities, and implementation tasks
• Configure and enhance Credit Management features including credit segments, credit profiles, credit limits, exposure, credit-risk classes, scoring, automatic credit checks, credit-block management, release processes, and Business Partner integration
• Define and validate integration between Credit Management and Sales & Distribution, Finance, Business Partner, and related SAP/non-SAP systems
• Assess current processes and recommend standard S/4HANA capabilities while limiting unnecessary customization
• Prepare functional specifications for enhancements, interfaces, and developments in close collaboration with ABAP and integration teams
• Support SIT, UAT, regression testing, cutover, go-live, and hypercare activities
• Coordinate cross-team resolution of complex functional defects and integration issues
• Contribute to the global template and manage localization needs for subsequent market rollouts
• Provide functional leadership and guidance to other SAP consultants and market teams

Requirements

• Proven 5+ years of hands-on experience with SAP S/4HANA Credit Management / FSCM Credit Management and Order-to-Cash business processes
• Solid knowledge of integration points across Credit Management, SAP SD and FI, and Business Partner
• Deep expertise in designing and configuring credit checks, credit limits, credit exposure, and credit-block/release processes
• Demonstrated experience with S/4HANA implementations, migrations, and global template rollouts
• Proven ability to lead functional workshops independently and engage senior business stakeholders
• Strong analytical and troubleshooting skills with a track record of resolving complex cross-functional SAP issues
• Hands-on experience producing functional specifications and collaborating with ABAP, integration, and architecture teams
• End-to-end delivery experience across Design, Build, SIT, UAT, Cutover, Go-Live, and Hypercare
• Strong English communication and stakeholder-management skills

Nice to have

• Experience leading multi-country/global SAP rollouts
• Background in retail or large international enterprise environments
• Experience with complex integrations between S/4HANA Credit Management and external credit, finance, or risk-management solutions
• Experience establishing reusable global templates while managing market-specific requirements
• Previous experience acting as a Lead Consultant, Functional Lead, or Credit Management SME

We offer

• International projects with top brands
• Work with global teams of highly skilled, diverse peers
• Healthcare benefits
• Employee financial programs
• Paid time off and sick leave
• Upskilling, reskilling and certification courses
• Unlimited access to the LinkedIn Learning library and 22,000+ courses
• Global career opportunities
• Volunteer and community involvement opportunities
• EPAM Employee Groups
• Award-winning culture recognized by Glassdoor, Newsweek and LinkedIn