Merchant Monitoring Specialist
hace 1 semana
About PayU PayU, a leading payment and Fintech company in 50+ high‑growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300,000+ merchants and millions of consumers. As a leading online payment service provider, we deploy more than 400 payment methods and PCI‑certified platforms to process approximately 6 million payments every single day. About the role As a Merchant Monitoring Specialist, you will be responsible for analyzing transactional data from all PayU LATAM merchants to detect risks associated with credit, AML, terrorist financing, negative balance and fraud, using analytical methodologies to identify unusual transactional patterns. You will also proactively communicate with stakeholders to ensure the implementation of actions that minimise potential losses to our merchants and PayU. Requirements Bachelor’s degree in Engineering, Economics, Statistics, Management or a related discipline (preferred). 3+ years of experience in Financial Crime, Compliance or Risk Management within financial services, e‑commerce, payment processing or related industries. Knowledge of AML and sanctions regulations, risks and typologies is a plus. English proficiency at B1‑B2 level. Responsibilities Analyze real‑time and post‑event alerts and investigate customers and transactions. Conduct alert investigations in accordance with global policies, local procedures and tools to meet regulatory requirements; report unusual merchant activities related to sanctioned individuals, money laundering or terrorist financing. Conduct searches, gather data and record evidence from internal systems, the internet, commercial databases and inquiries with Sales or Compliance contacts. Perform rules‑based monitoring on merchant transactions and investigate and escalates cases as appropriate. Accumulate facts from investigations for use in presentations to Senior Management, Compliance, Internal Audit or other stakeholders to determine the compliance of merchants or transactions with PayU’s policies and regulatory standards. Ensure all alert analyses and investigations are completed within the timeframes defined by policy and the SLAs agreed upon with various countries and departments within PayU. Monitor adherence to PayU’s Global Policy and relevant procedures, staying up‑to‑date on key sanctions regulatory changes, enforcement actions and industry trends. Support remediation efforts for findings from internal and external audits and quality examinations, ensuring compliance with established KPIs. Complete all assigned tasks on time and in line with agreed productivity indicators. Provide training and continuous support to junior colleagues. #J-18808-Ljbffr
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