Credit Risk Analyst

Job Overview J.P. Morgan's Wholesale Banking business (Corporate & Investment Bank and Commercial Bank) is a global leader across banking, markets and investor services. The Wholesale Credit Risk team assesses, permits, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit Risk is independent within Corporate Risk Management, reporting to the firm's Chief Risk Officer (CRO). The Analyst will utilize superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients. They collaborate across credit risk and the business teams to meet client credit requests while balancing the risk–return needs of the Firm. Responsibilities Conduct credit analysis and assist the deal team in seeking approval for lending and trading‑related transactions, including operating exposures. Create written credit approval documents, including the spreading and presentation of historical financial statement information, the related financial analysis, and projections of future cash flows for large corporate borrowers. Develop a well‑informed and forward‑looking view of the business, financial and competitive risks associated with a company and sector. Manage and monitor a portfolio of client credit exposures across industry classes on an ongoing basis. Take ownership of client credit needs and projects and independently develop a credit opinion. Provide credit expertise in structuring new loan and derivative transactions. Participate in negotiating, finalizing, and executing documentation for loans and derivatives. Review and assign risk ratings and maintain updated credit research on the portfolio of clients. Work with Investment Banking Coverage, Commercial Banking Coverage and Global Corporate Banking on allocation of capital for clients; maintain threshold and industry limits. Participate in the credit due diligence process for clients, including for capital markets transactions. Qualifications Expertise in one or more of the industries we support: Consumer, Retail and Healthcare; Technology, Media and Telecommunications; Diversified Industries, Automotive and Transportation, Aerospace and Defense, Airlines, Natural Resources; and Power. BA/BAA degree or advanced student in Economics or a related field. Advanced English proficiency. Excellent accounting and corporate finance knowledge, including training in the principals of accounting, corporate finance, capital markets products and macro‑economics. Outstanding verbal and written communication skills and strong interpersonal skills. Ability to work well in a team environment and a strong interest in client interaction. Proficiency in Microsoft Office Suite, especially Excel, PowerPoint and Word. Benefits & Culture Home office/flexible work arrangements and work tools to ensure a great experience. Generous vacation, exam and parental leave. Support for parents, including a Family Network, lactation room on premise and paid day care for children up to 6‑years‑old. Medical coverage for you and your family, including domestic partners. Employee Assistance Program providing personal and confidential advisory on psychological, financial and legal matters. Wellness programs (e.g., yoga, stretching and mindfulness classes delivered on premises). Language classes, mentorship programs and customized training. Employee discounts in Buenos Aires and other benefits to be presented upon joining. JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of customers worldwide. #J-18808-Ljbffr