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About Us At Félix, we're building the financial ecosystem for Latin immigrants in the U.S., starting with a revolution in remittances. Our core product is an AI-powered chatbot built on WhatsApp, allowing our users to send money home as easily as sending a text message. Leveraging cutting-edge technology such as AI, blockchain, and stablecoins, we make cross‑border payments faster, more affordable, and more accessible than ever before. We are a hyper‑growth Series B company backed by over $100 million in funding from top‑tier global investors, including QED, Castle Island, Switch Ventures, HTwenty, Monashees, and General Catalyst Customer Value Fund. Félix was selected as an “Endeavour Entrepreneur” and received the CrossTech Fintech Startups Award. We are a team of high‑performers united by a shared obsession to empower our customers. Joining Félix means you will be part of a team building a legacy and serving a community that has been underserved for too long. About The Role We are seeking a Software Engineer with deep expertise in Fraud and Risk Management systems, specifically within Fintech environments. As a key engineer in our Risk & Fraud domain, you will design and build scalable, resilient fraud detection and prevention platforms, lead cross‑functional initiatives, and contribute to our long‑term architecture and product strategy. Responsibilities Architect and deploy high‑throughput, low‑latency fraud detection systems that protect our customers and capital in real‑time. Take ownership of the fraud engine lifecycle—from initial data modeling and rule‑setting to production monitoring and incident response. Work cross‑functionally with Product, Compliance, Data Science, and Ops to translate complex risk patterns into automated technical solutions. Drive the integration of third‑party data providers and internal services into a unified fraud decisioning platform. Collaborate with platform, infrastructure, and security teams to uphold compliance, scalability, and deployment best practices. Mentor junior engineers and uphold high standards for code quality, resilience, and system security as we scale our fintech infrastructure. Requirements Must‑Have 5+ years of professional software engineering experience, with at least 2+ years working on fraud, risk, or financial crime prevention platforms. Proficiency in backend languages such as Python, Kotlin, Java, Golang, or similar. Experience building or working with platform systems, event‑driven architectures and real‑time processing systems (Kafka, Pub/Sub, Flink, or equivalent). Deep understanding of fraud detection concepts, including risk scoring and rule engines, fraud signals and feature engineering, velocity limits, anomaly detection, transaction monitoring, and false‑positive/negative tuning. Strong knowledge of databases, caching, and system performance optimization. Hands‑on experience with observability and alerting in high‑sensitivity systems. Nice‑to‑Have Exposure to regulatory concerns around KYC, AML, PSD2, 3DSecure, CCPA, GDPR, LGPD. Familiarity with integrating third‑party providers like Seon, Sardine, Sift, Feedzai, or Socure. Equivalent competencies will also be considered. What We Offer Competitive salary Initial stock options grant Annual performance bonus Health, dental, and vision plans Remote work environment with hybrid options at our Miami and México City offices Continuous learning opportunities Unlimited PTO Paid parental leave Empowering opportunities for growth in a dynamic entrepreneurial environment Equal Opportunity Employer At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination. Want to learn more about our privacy practices? Check out our Privacy Policy. Seniority level: Mid‑Senior level | Employment type: Full‑time | Job function: Engineering and Information Technology #J-18808-Ljbffr