Credit Union Loan Services Processor I

At Air Products, our purpose is to bring people together to reimagine what's possible, collaborate and innovate solutions to the world's most significant energy and environmental sustainability challenges. Grow with us as we embark on building tomorrow together by being the safest, most diverse and most profitable industrial gas company in the world.

Reimagine What's Possible
The
Loan Services Processor 1
is accountable for the effective processing of APCI Federal Credit Union (FCU) back-office loan services functions including review of applications for completeness and accuracy, loan check and document processing, vehicle lien and title tracking, and paid loan processing. All transactions and other loan service support functions must be performed in accordance with APCI FCU, NCUA, Air Products and Chemicals, Inc. and other relevant policies, procedures, and regulatory requirements.

The position is a member of the APCI FCU's loan services team and reports to the APCI FCU's Director of Loan Services. The position's responsibilities may also include assisting members with loan and share services questions.

APCI FCU provides financial services to the Air Products and Chemicals, Inc., Contractors and Versum Materials plus select Employer groups, and to members of their immediate family and households. The APCI FCU provides a broad range of financial related products and services including mobile banking, remote deposit capture, vehicle loans, refinance mortgage loans, personal loans, MasterCard, savings, checking, share certificates and IRA's. Loan amounts range from $500 to $1,500,000 while individual member deposits range from $5 to over $1,000,000.

While having only a single physical location in Allentown, PA, the APCI FCU's members span over the 50 U.S. states in addition to a small international contingent. Larger member concentrations are located in Pennsylvania, Texas, California, Arizona, and Louisiana. The APCI FCU reaches its members through a variety of channels including internet, mobile app, telephone, outbound calls, and direct mail.

The position is also required to assist with ensuring loan services personnel are acting as a proponent of the APCI FCU while offering appropriate products and services.

APCI FCU's Mission Is To
Provide
our members with innovative financial products and services for all stages of life.

Serve
our members in a financially sound and competitive manner, and

Educate
our members in making informed financial decisions.

What's In It For You
At Air Products we foster a culture of inclusion where every voice is heard, and everyone feels they belong and matter. Additionally, we offer competitive pay and great benefits for our employees. Check out some of our benefits below

• Affordable Medical, Dental and Vision Insurance (day 1 of employment)
• 401k with 100% vested company core and match
• Paid Vacation, holidays + sick time
• Paid Parental leave (Up to 8 weeks)
• Backup Child and Adult Care benefit
• Adoption assistance
• Flexible spending accounts (medical, dependent daycare)
• Life Insurance (AD&D- Paid for by Air Products), Supplemental AD&D
• Legal Plan & Identity theft coverage
• EAP (Employee Assistance Program)
• Many more supplemental benefits available

Required Skills / Abilities

• Demonstrated ability to deliver friendly, prompt, and knowledgeable service while ensuring member confidentiality.
• Strong written and verbal communication skills and intermediate proficiency with Word and Excel.
• Ability to multi-task and work independently and be part of the Loan Services Team.
• Symitar and/or Meridian Link experience is preferred but is not required.

Key Job Responsibilities

• Develop and demonstrate a comprehensive understanding of APCI FCU consumer, credit card and real estate loan products and services with ability to clearly explain to members. This also includes demonstrating knowledge and understanding of compliance and regulatory requirements covering all loan and credit products.
• Represent APCI FCU in a friendly and professional manner that supports APCI FCU's mission and reputation.
• Review loan requests or applications for completeness, accuracy, and compliance for assignment to a loan officer.
• Record and satisfy mortgage documents, ensuring timely removal of APCI FCU lien post loan payoff.
• Review loan packets for completeness, accuracy and compliance while preparing to send for borrower(s) to sign.
• Maintain confidentiality of member(s) sensitive information.
• Build and present recommendations which build APCI FCU member value while supporting the APCI FCU's reputation, goals, and mission.
• Perform other duties and complete projects as assigned by the APCI FCU President/CEO, CFO, CCL, Director of Loan Services or Board of Directors.

Minimum Hiring Requirements

• A high school diploma or GED is required.
• An Associate's degree in business or finance is preferred but is not required.
• 3 years of loan services or financial institution services experience is preferred but is not required.
• Credit union experience is preferred but is not required.
• Strong organizational skills, attention to detail and excellent time management are required.
• A valid driver's license is required.

Join Air Products, where we proudly value the skills, dedication, and leadership that Veterans bring to the table. As a Veteran-friendly organization, we actively encourage and welcome Veterans to apply for various roles within our company. We recognize the unique strengths and experiences that Veterans contribute, and we foster a workplace that honors your service while providing a platform for professional growth.

We are the world's largest hydrogen producer with over 80 years of industrial gas experience. We are hydrogen and industrial gas experts delivering safe, end-to-end solutions, investing in real, clean energy projects at scale, and driving the industry forward to generate a cleaner future.

At Air Products, we work in an environment where we put safety first, diversity is essential, inclusion is our culture, and each person knows they belong and matter. To learn more, visit About Air Products.

We offer a comprehensive benefits package including paid holidays and vacation, affordable medical, dental, life insurance and retirement plans. You will be eligible for benefits and also be 100% vested in your retirement benefits on your first day of employment.

We are an Equal Opportunity Employer (U.S.).  You will receive consideration for employment without regard to race, color, religion, national origin, age, citizenship, gender, marital status, pregnancy, sexual orientation, gender identity and expression, disability, or veteran status.

Air Products is committed to working with and providing a reasonable accommodation to individuals with disabilities. If you have a disability and you believe you need a reasonable accommodation to search for a job opening or to submit an online application, please e-mail us at General application status inquiries are not answered by this mailbox rather you'll receive an e-mail directly from our Career Center and/or the Talent Acquisition Specialist.