Credit Repair Specialist

We are seeking a highly skilled and dedicated Credit Repair Expert to join our team. As a Credit Repair Expert, you will play a crucial role in assisting our clients in removing collections and inquiries from their credit reports, calling the credit bureaus and helping our clients achieve their financial goals.

**Responsibilities**:

- Provide comprehensive credit assessments to evaluate clients' financial situations
- Analyze credit reports and identify areas for improvement
- Develop personalized credit repair plans tailored to clients' needs
- Communicate with clients to educate them on credit repair strategies and best practices
- Negotiate with creditors and credit bureaus to resolve disputes and remove inaccurate or outdated information from credit reports
- Monitor clients' credit progress and provide ongoing guidance and support
- Stay updated on industry regulations and best practices for credit repair
- Maintain client confidentiality and adhere to ethical standards in all interactions

**Requirements**:

- Proven experience in credit repair or related field
- Strong knowledge of credit reporting, credit scoring, and credit laws
- Excellent communication and negotiation skills
- Ability to analyze credit reports and identify areas for improvement
- Detail-oriented with strong organizational skills
- Familiarity with credit repair software and tools
- Ability to work independently and meet deadlines
- Exceptional problem-solving and customer service skills
- High level of professionalism and integrity
- (Freeze secondary bearues when possible IE, Sagestream, lexisnexi)
- Able to use the following methods FDCPA, FCRA, CFPB and FTC style disputes

Speaks & writes English with proper grammar

**NOTE BRAKE DOWN**

**Responsibilities**:*

**Negative/Late Payments/Collection/Charge-Off Accounts Process**:*
- Reviewing credit reports
- Gathering client's information and required identification documents (DL, SS Card, POA)
- Creating dispute letters in compliance with Consumer Laws, Metro 2 guidelines, Factual Dispute Letters, FTC, and CFPB regulations
- Sending dispute letters via various platforms (LOB, Letterstream, CML) for TransUnion, Disputefox, Metrofax/Humblefax for Equifax, and uploading letters for Experian via the Experian website
- Reviewing correspondence from the credit bureaus
- Ongoing account monitoring

**Inquiry Removal Process**:*
- Calling the credit bureaus to request the removal of inquiries (Experian, TransUnion)
- Creating Metro 2, Consumer Laws, and Factual Inquiry Removal Letters
- Filing FTC complaints and creating inquiry dispute letters
- Sending dispute letters through specified platforms for TransUnion, Equifax, and Experian
- Ongoing account monitoring

**Bankruptcy Process**:*
- Sending letters to the courthouse as required
- Creating LexisNexis Verification Letters
- Processing security freeze letters

**Other Responsibilities**:*
- Managing the entire Repair Department
- Developing action plans, SOPs, and process improvements
- Conducting client consultations
- Creating security freeze letters for various bureaus (SageStream, Innovis, LexisNexis, ARS, etc.)
- Filing FTC Complaints
- Filing CFPB Complaints
- Crafting letters to creditors
- Analyzing client utilization rates
- On-boarding clients to CRM systems
- Migrating lead information to CRM databases
- Strong multitasking abilities
- Excellent phone handling skills
- Advanced knowledge of Microsoft Word and Excel
- Ability to thrive in a fast-paced, high-pressure environment
- Exceptional attention to detail

**Salary**: From $330,000.00 per month

**Experience**:

- credit repair: 2 years (required)

**Language**:

- American English (required)