Credit Risk Analyst

**JOB DESCRIPTION**

**Description**:
Credit Risk Legal Entity is part of a global private side team within the Wholesale Credit Risk organization. The group has four core mandates that include a range of responsibilities covering the legal entities (crossline of business) within their respective region.

**Responsibilities of the Global Team include but are not limited to**:
**Portfolio Mgmt. - holistic portfolio monitoring/reporting at the Legal Entity & Country level**

LE Credit performs portfolio level activities; Analysis (variance, trend, concentration etc.); LE Reporting (design, monitoring, LE level technology requirements)

Elaborate materials for Board and Committee level updates (risk profiles, trends, strategy, commentary)

**Frameworks; partner with relevant stakeholders to drive execution and outcome**

Lead requirements for LE credit approvals

Work with Credit Risk SMEs and partners to ensure internal/external deliverables are met, focal point for LE Credit matters and escalations

Participate in the development of frameworks (e.g., IFRS9, ICAAP, Stress etc.)

**Regulatory**

Work on the coordination and implementation of local Regulatory Requirements (existing, proposed, amended)

Provide regulatory interpretations prior to regulatory feedback/implementation (track and minimize bespoke processes)

Other work includes special projects that might cut across all categories.

Additionally, Credit Risk Legal Entity works closely with Credit Officers (COs), Legal Entity Risk Managers (“LERMs”), Finance, Wholesale and Firmwide Policy, Counterparty Credit Risk (CCR) and Legal Entity Risk Reporting (LERR) on an ongoing basis.

**Qualifications**:
Qualitative and quantitative knowledge of credit risk management.

Desire to develop understanding of risk management methodologies

Ability to perform data analysis.

Good communication, organizational, and time management skills.

Able to connect the pieces in siloed structures and foster productive relationships across the lines of business, in a large matrixed organization.

Attention to detail and ability to deal with time sensitive situations.

Strong control mind-set, demonstrable partnership skills.

**Experience/Education**: 1-2 years of experience in Credit or Translatable Risk disciplines. Minimum Bachelors in technical field

**ABOUT US**

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.