Credit Risk Analyst
hace 7 días
Wholesale Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis.
Credit Risk is independent within Corporate Risk Management, reporting to the firm's Chief Risk Officer (CRO).
Our practices are designed to preserve the independence and integrity of decision making.
The teams are generally organized by industry and work closely with coverage and product groups to support business needs.
The Analyst will utilize their superior analytical skills, combined with credit and industry knowledge, to make and support credit decisions for a portfolio of clients.
They collaborate across credit risk and the business teams to meet client credit requests, while balancing the risk-return needs of the Firm.
They constantly monitor their portfolio to accurately assign risk ratings to clients and facilities, while ensuring a robust culture of compliance is adhered to at all times.
ResponsibilitiesConduct credit analysis and help a deal team seek approval for lending and trading related transactions, including operating exposures, individually or as part of a deal team.Create written credit approval documents, which include the spreading and presentation of historical financial statement information and the related financial analysis, as well as projections of future cash flows for large corporate borrowers.Develop a well-informed and forward-looking view of the business, financial and competitive risks associated with a company and sector.Manage and monitor a portfolio of client credit exposures, across industry classes, on an ongoing basis.Participate in negotiating, finalizing, and executing documentation for loans and derivatives.Review and assign risk ratings and maintain updated credit research on their portfolio of clients.Work with Investment Banking Coverage, Commercial Banking Coverage and Global Corporate Banking on allocation of capital for clients; maintain threshold and industry limits.Required qualifications, capabilities & skillsEconomics Degree or equivalent with strong interest in Finance / Advanced student in any Economics Degree.Advanced English Level.Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word.Preferred qualifications, capabilities & skillsAcademic training in the principles of accounting, corporate finance, capital markets products, and macroeconomics.Outstanding verbal and written communication, along with strong inter-personal skills.Ability to work well in a team environment.If you join the company, you will be part of a diverse and inclusive team that supports each other and will empower you to do your best work.
Your wellbeing is very important to us.
Below you'll find some examples of ongoing initiatives to promote it and a link to learn more about our benefits & culture:
Home office/ flexible work arrangements and work tools to ensure a great experience.Generous vacation, exam and parental leave.Support for parents, including Family Network that provides support to parents and caregivers, Lactation room on premise, and Paid Day care for your children up to 6-years-old.Medical coverage for you and your family, including domestic partners.Employee Assistance Program which provides personal and confidential advisory on psychological, financial and legal matters.Wellness programs - e.g.
Yoga, stretching and mindfulness classes delivered on premises.Language classes, mentorship programs and customized trainings.Platform for employee discounts in Buenos Aires.Many others that will be presented to you if you join the team.Excellent opportunities to grow and develop your professional career within the Company in all locations.J.P.
Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors.
Our first-class business in a first-class way approach to serving clients drives everything we do.
We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
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