Credit Risk Analyst

hace 2 días


Buenos Aires, Argentina Citi A tiempo completo

ICG Risk Analysis Unit (IRAU) is an integral part of the Institutional Credit Management (“ICM”) organization. The IRAU’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration for Corporate portfolio.

This position is part of the team in charge of Latam Global Subsidiaries Group's portfolio, i.e. local subsidiaries of global corporations in Latin American countries. Reports directly to the GSG Latam Credit Risk Team Lead.

**Key Responsibilities**:

- Assess the credit and financial strength of customers by performing fundamental credit analysis using both quantitative and qualitative factors
- Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
- Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards for applicable portfolios
- Travel (less than 10%)

**Skills/Competencies**:

- Risk & Credit Underwriting:

- Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
- Demonstrates basic knowledge of financial statements and accounting
- Displays basic industry research capabilities, including risk and key drivers
- Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
- Demonstrates ability to identify potential risk issues and escalates them promptly
- Leadership:

- Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
- Embraces the need for change and appreciates its benefits with natural curiosity
- Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas
- Competencies:

- Interpersonal skills, with the ability to build relationships and develop team work capabilities
- Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
- Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
- Technical:

- Microsoft Office (Word, Excel, and PowerPoint) skills
- Knowledge of Financial Modeling Concepts

**Qualifications**:

- **Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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View the **EEO Policy Statement**.

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