Credit Analyst Senior

**Bayer es una compañía global con competencias centradas en los campos de las ciencias de la vida de la salud y la agricultura. Sus productos y servicios están diseñados para beneficiar a las personas y mejorar su calidad de vida. En Bayer tienes la oportunidad de ser parte de una cultura en la que valoramos la pasión de nuestros colaboradores por innovar y darles el poder de cambiar.**

**Credit Analyst Senior**

At Bayer we’re visionaries, driven to solve the world’s toughest challenges and striving for a world where, Health for all, Hunger for none’ is no longer a dream, but a real possibility. We’re doing it with energy, curiosity and sheer dedication, always learning from unique perspectives of those around us, expanding our thinking, growing our capabilities and redefining ‘impossible’. There are so many reasons to join us. If you’re hungry to build a varied and meaningful career in a community of brilliant and diverse minds to make a real difference, there’s only one choice.

When you show proactivity and ambition, we’ll harness it through a variety of opportunities and challenges in the diverse areas of our business - all with a strong and meaningful purpose. Where do you want to go? What do you want to do? How do you want to make a difference? The choice is yours, and we’ll help you get there. Be better together. Be Bayer.

**TEMPORARY WORK (9 MONTHS)**

**Your mission will be to**
- Rate (score) and set credit limits for every customer according to BCS Credit Risk Management Concept. Conduct and document credit rating for all external customers, compiling and analyzing relevant information.
- Cover risky accounts receivables with low creditworthiness or without reliable financial data and high exposures and/or long payments terms.
- Grant the execution of the credit policy.
- Optimize and improve internal procedures.
- Ensure an exchange of information with our colleagues from Sales Department and collection. Notify sales units of specific risk of insolvency and work with them to find ways of realizing planned sales without incurring unacceptable credit risks.
- Check and support credit limit within the operative system. Review credit ratings annually and credit limits monthly.
- Ensure a proper process of credit analysis and order release in order to guarantee the local and global requirements.

**Unlock your potencial**
- Accounting Degree/business administration.
- Knowledge of financial statement analysis, financial issues and accounting standards.
- Knowledge of credit analysis, credit scoring tools and how to calculate credit limits. Knowledge of common types of credit security and the related contractual agreements (non exclusive)
- Good communication skills to facilitate dealings with customers, distributors and in house departments.
- Good analytical skills in order to understand customer´s business models and their risk/reward profiles.
- Ability to use software systems. Focused in processes.
- Adequate language skills and ability to communicate with others credit analysts in the Bayer Group in English.
- Good team skills. Proactive.

**YOUR APPLICATION**

This is your opportunity to tackle the world’s biggest challenges with us: Maintaining our health, feeding growing populations and slowing the rate of climate change. You have a voice, ideas and perspectives and we want to hear them. Because our success begins with you. Be part of something big. Be Bayer.

**Ubicación**:
Argentina : Buenos Aires : Munro

**División**:
Crop Science

**Código de referencia**:
787692